Payment methods

Each country has it’s own payment methods. You don’t need to enable and configure all of these – only the ones that you want to offer to your customers.

In general the following payment methods are available:

  • Digital Invoice – This is the default 14-Day Invoice payment method in AfterPay. It is always available in every market where AfterPay operates. It is primarily meant for business-to-consumer sales.

  • Direct Debit – This is a Direct Debit version of the 14-Day Invoice payment method. Instead of receiving an invoice to be paid via their bank, the customer enters their bank details, and the money is immediately deducted from their bank account.

  • Installment – This is a Part Payment invoice. The customer can split their purchase over multiple monthly payments.

  • Flex – This is a Minimum-to-Pay method. Instead of paying off the invoice in one go, the customer chooses an amount to pay each month, until the entire amount (including interest and fees) are paid off.

  • B2B Digital Invoice – This is a 14-Day Invoice for business-to-business sales. It is handled slightly differently in terms of tax, etc.

An extended description of these payment methods is described on the AfterPay developer site: https://developer.afterpay.io/basics

The availability of payment methods defers per country because of local demand and legislation. This is the current availability matrix of the payment methods per country:

Country

Digital Invoice (14-day)

Direct Debit

Installment

Flex

B2B Digital Invoice

Belgium

Yes

No

No

No

No

Germany

Yes

Yes

No

No

Yes

The Netherlands

Yes

Yes

No

No

No